Category: Medical Debt

  • What is a Patient Advocate?

    What is a Patient Advocate?

    As healthcare costs continue to rise, more and more Americans are struggling to pay their medical bills. The process can be overwhelming, complex, and frustrating, especially when you’re dealing with a serious illness or injury. This is where patient advocate services can help. What Does a Patient Advocate Do? A patient advocate or care manager…

  • How to Handle Claim Denials

    How to Handle Claim Denials

    Navigating the complex world of medical billing and insurance can be overwhelming, especially when dealing with claim denials. However, it’s important to take action and address mistakes or errors in billing to avoid overpaying for medical services. In this article, we’ll guide you through the steps to take when faced with insurance claim denials, including…

  • How to File a HIPAA Complaint When Your Medical Billing Office Won’t Give You an Itemized Bill

    How to File a HIPAA Complaint When Your Medical Billing Office Won’t Give You an Itemized Bill

    As a patient, you have the right to access your medical records and billing. However, some medical billing offices may be hesitant to provide an itemized bill. Fortunately, there are steps you can take to file a HIPAA complaint if you are not getting the information you need. Step 1: Speak with the Billing Office…

  • How to Pay Off a Medical Bill

    How to Pay Off a Medical Bill

    If you have medical debt and you’re worried about it going to debt collection, or even if your medical bills aren’t at the debt collector stage and you’re still seeking medical treatment and working with health insurance, we can teach you how to crush your medical debt.  Paying for medical bills is a hard thing…

  • How Long Do You Have to Pay Medical Bills?

    How Long Do You Have to Pay Medical Bills?

    When medical bills pile up, it can seem like a neverending payment process. Even if you get on a good payment plan with low interest rates, it could be many years before the end of the plan. How long are you stuck paying medical bills, sucking your bank account dry? Consider Filing For Medicaid For…

  • What Happens If You Don’t Pay Your Medical Bills?

    What Happens If You Don’t Pay Your Medical Bills?

    Unfortunately, our medical bills can be sent to collections even if we’re making payments on them. The ACA states patients of nonprofit hospitals are supposed to be given time to apply for financial assistance before “extraordinary collection measures” are taken. However, any outstanding balance is at risk of being sent to collections at any time.…

  • Overwhelmed by Medical Bills? Before You Agree to Debt Settlement – Use these Letter Templates

    Overwhelmed by Medical Bills? Before You Agree to Debt Settlement – Use these Letter Templates

    When you’re on the receiving end of phone call after phone call, when your medical bills have gone to collections, and when you’re at your wit’s end, it’s hard to know what to do.  At Crush Medical Debt we want to make it as easy as possible for you to escape the debt collectors and…

  • Why Does Healthcare Cost So Much?

    Why Does Healthcare Cost So Much?

    We all know that healthcare in America is outrageously expensive, and if we haven’t already been on the receiving end of a medical bill that seems enormous then it’s only a matter of time before we will be.  But how did it get like this? Why can’t we have affordable healthcare? And why are medical…

  • Settling Medical Bills in Collections

    Settling Medical Bills in Collections

    So you’ve had a medical bill sent to collections. Now what? The first thing is: don’t panic. Things can be resolved if we go about them the right way.  Just because a medical bill has been sent to collections doesn’t mean that you don’t have opportunities for debt relief or that there will be a…

  • What is an Itemized Bill?

    What is an Itemized Bill?

    When you go to see a doctor, no matter whether it’s in a private practice, a large medical clinic, or an emergency room, everything that happens in that medical practice is going to be assigned a billing code. This includes little things like listening to your heart with a stethoscope to bigger things like x-rays…