When you’re on the receiving end of phone call after phone call, when your medical bills have gone to collections, and when you’re at your wit’s end, it’s hard to know what to do.
At Crush Medical Debt we want to make it as easy as possible for you to escape the debt collectors and to crush your medical debt. And because of that, we have created three settlement letter samples that you can use when you are negotiating either with the hospital and medical clinic or with the debt collection agency.
Settlement Letter Sample #1
In this settlement letter example, we will show you the basics of what you need to say when you are contacting a medical institution and getting a detailed, itemized bill from them. This letter will include everything that we teach at Crush Medical Debt: how to contact the medical provider, how to demand an itemized bill that includes CPT codes, and how to cut through their red tape.
Billing departments are trained to not give out information like this because they know that it can hurt their bottom line, but with this sample settlement letter, you can get the information you need from them, get that itemized bill, and get those CPT codes that are so crucial to you getting fair pricing for your medical care.
With this letter sent, you should be able to find out the true cost of services and be better able to settle your debts in a way that you can afford to pay.
Settlement Letter Sample #2
This settlement template letter is one that you would use if the situation escalated and they refused to give you that itemized bill. This sample letter addresses in no uncertain terms your civil rights, and the right that you have to your medical information. When you send this letter, you are letting them know that you mean business and that they can’t play around with you.
This letter sample has been written expertly to address all of the legal ramifications of their actions, but it is all done with the goal of you getting to a settlement agreement with the medical provider. You’re not unwilling to pay, after all, you’re just unwilling to pay unfair rates.
Settlement Letter Sample #3
This settlement letter template is designed to be sent to collection agencies who are hounding you to pay a bill. This letter will address the issue of whether the debt collector has your signature saying that you will pay the bill (if they don’t they can’t pursue you for it) and it will make it possible for you to make a full and final settlement–one that’s fair and just–and keep the medical debt off your credit reports.