one medical bill at a time.
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What to Do If Your Medical Bill Is Sent to Collections–How to Negotiate a Lower Payment with a Debt Collector
Medical debt is a heavy burden, but it’s especially stressful when debt collectors start calling and demanding payment. But don’t panic. You may be able to deal with debt collections so it won’t affect your credit report or lead to financial ruin. With a little bit of knowledge and a lot of persistence, you can…
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Can I Be Sued Over Medical Bills?
It’s a question asked by far too many Americans. Medical debt is the number one cause of bankruptcy in the United States. About 40% percent of U.S. adults, or about 100 million people, are in debt because of medical or dental bills. When you’re looking at mounting hospital bills, listening to calls from collection agencies,…
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Cash For Healthcare and Options For The Underinsured and Uninsured
Are you paying cash for healthcare? What if you can’t afford health insurance and your income is over the threshold to get financial assistance or charity care? Perhaps you don’t qualify for government-sponsored health plans (like Medicaid) or ACA subsidies (Obamacare tax credits). Or maybe you are underinsured because you have a ridiculously high deductible.…
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Do Medical Bills Affect A Credit Score?
It seems that no matter what medical problem you have, there’s going to be a large bill attached to it. Even if you’ve got good insurance and pay your co-pay, there will also be little things (or big things) that get added on, whether they’re labs, x-rays, other radiology, physical therapy, nutrition consulting, and on…
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How Can I Get Help Paying Medical Bills?
Have you been hit with unaffordable medical bills after a trip to the hospital or ER? Perhaps you found out the hard way that your insurance didn’t offer you enough coverage for these unanticipated expenses. Or worse, you had no healthcare coverage when you had to seek medical services. If this makes you worry about…
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Written by insider subject matter experts, not AI.